Severe hail core, May 2026: A discrete supercell dropped 1.5 to 2 inch hail across Washington and Union ahead of the main May 2026 squall line, with wind damage following through Pacific and St. Clair.
No cost, no obligation. Start with your property address — it takes about 45 seconds, and we respond within 24–48 hours.
Storm claims get denied or underpaid when nobody who understands roofs is standing on the roof. We manage the process end to end for Franklin County homeowners — you pay only your deductible, and we work with all major carriers.
1. Free inspection
We document every slope with photos, chalk marks and gauge measurements.
2. We file the claim
We prepare and submit the loss with your carrier so nothing is missed.
3. We meet your adjuster
We're on the roof with them so the scope is agreed on up there, not from the driveway.
4. We build
Full tear-off, new underlayment, flashing and ventilation, built to code.
5. We invoice your carrier
You pay your deductible. We bill the insurance company for the approved balance.
Learn more about how the insurance claims process works, or read our storm damage restoration guide.
Washington
2-inch hail full replacement
36 squares, complete tear-off and re-deck sections
Union
Farmhouse re-roof with new flashing
28 squares, chimney and valley reflash
Pacific
Wind claim on standing-seam metal
Seam and fastener flashing replacement, panel sections
Sullivan
Hail-damaged shingle and gutter package
24 squares plus full gutter replacement
“We're out on 12 acres and most companies won't drive it. They came out the next day and did the job right.”
Doug W. — Union
“Our metal roof was denied as cosmetic. Their photos of the seam damage got that reversed.”
Priya N. — Pacific
“Two-inch hail wrecked a six-year-old roof. Claim approved, deductible paid, done in a week.”
Kevin B. — Washington
Storm-damage inspections across Washington, Union, Pacific, Sullivan and the rest of Franklin County. We respond within 24–48 hours.
(636) 555-0163We respond to inspection requests within 24–48 hours.
63014 · 63039 · 63069 · 63077 · 63080 · 63084 · 63090
Franklin County catches storms while they are still discrete supercells rather than organized lines, and that distinction drives the damage pattern. A discrete cell moving across open farmland west of Washington and Union can carry an unobstructed hail shaft with stones well over an inch and a half — considerably larger than what typically survives the trip further east into the metro. Homes here take fewer storms per year than St. Louis County but take harder ones when they come.
Long open exposure is the second factor. Much of the county's residential building sits on acreage or on the edge of small towns, without the wind-break effect that dense subdivisions provide. Straight-line winds arriving ahead of a hail core hit those roofs at full strength, and the combination is what causes the classic Franklin County loss: shingles lifted and unsealed by the wind, then struck by hail while the seal is broken, so the mat fractures and the shingle no longer lays flat.
Metal roofing is more common here than in the metro, and it fails differently. Hail rarely punctures a standing-seam panel, but it dents pans, damages the finish and — more importantly — deforms the seams and fastener flashings that keep water out. Insurers vary widely in how they treat cosmetic versus functional metal damage, and documenting the difference correctly at the inspection is the difference between an approved replacement and a denial. We photograph seam deformation, fastener condition and panel deflection specifically for this reason.
Recent events worth noting: a June 2023 wind event through Pacific and St. Clair, a spring 2025 hail core over Sullivan, and the May 2026 supercell that put 1.5 to 2 inch hail on Washington and Union. Stones that size fracture even relatively new architectural shingles, so a roof installed in the last decade is not automatically safe.
Because Franklin County properties are spread out, damage here often goes unnoticed longer than in the metro — there is no street full of neighbors filing claims to prompt you. That makes the one-year carrier reporting deadline the real risk. An inspection now costs nothing, takes half an hour, and either starts a covered claim or gives you dated documentation that your roof was intact.
Flexible monthly financing available — $0 down for qualified homeowners.
Call (636) 555-0163 or request your free inspection below. Local crews, free estimates, and no obligation.
(636) 555-0163We respond to inspection requests within 24–48 hours.